Robert A. Cook Partner 410-865-5401 Office Location 7250 Parkway Drive 5th Floor Hanover, MD 21076 Toll Free: 888-422-7529 410-684-3200 Fax: 410-684-2001 Download vCard Printable Version

Professional Experience	Hudson Cook, LLP, 1997 - present Practice includes assisting national and state banks, savings associations, credit unions, mortgage bankers and other licensed lenders in the development and maintenance of nationwide consumer finance programs; the creation of co-branded credit card arrangements; and the purchase and sale of credit card and other consumer loan portfolios. Partner, Venable, Baetjer and Howard, Baltimore, Maryland, Banking Group, 1990-96. Willkie Farr & Gallagher, Washington, D.C., Banking Department, 1986-90. Semmes, Bowen & Semmes, Baltimore, Maryland, Banking Department, 1981-86.
Education	Georgetown University Law Center, J.D., 1981. American Criminal Law Review, staff member, 1979-81. Washington and Lee University, B.A., English, 1975.
Professional Memberships and Activities	Chairman, Consumer Credit Committee of the Federal Reserve Board Consumer Advisory Council, 1995-1997. Chairman, Subcommittee on Truth in Lending of the American Bar Association Business Law Section, 1993-1997. Founding Member, American College of Consumer Financial Services Lawyers. Member, Section Council, Business Law Section, Maryland State Bar Association, 1988-91. Chairman, Subcommittee on Consumer Credit, Business Law Section, Maryland State Bar Association, 1985-89. Chairman, Subcommittee of Financial Institution Regulation, Section on Business Law, Young Lawyers Division, American Bar Association, 1988-89. Member, American Bar Association, Maryland State Bar Association.
Speeches and Publications	Editor-in-Chief, HOUSELAW®, a monthly review of legal developments in consumer real estate finance. Executive Enterprises Seminar on Rodash, RESPA and Real Estate Lending (May 1996, April and November 1995). Quarterly Report. Conference on Consumer Finance Law (Summer, 1995). Article: "Truth in Lending Act Amendments of 1995." Co-sponsor and Speaker: Sub-Prime Mortgage Lending and Auto Finance Conference, Co-sponsored by HOUSELAW and CARLAW® and the Conference on Consumer Finance Law, Dallas, February 1996. AIC Conferences, Home Equity Securitization, February 1996. Speech: "Consumer Risks in Home Equity Securitizations." Quarterly Report. Conference on Consumer Finance Law (Winter, 1994). Article: "Yield-Spread Premiums Come Under Attack." Consumer Financial Services Law, Regulations and Compliance in the 1990's (Dallas, 1994, 1995). Speeches: "Truth in Lending Litigation Report" "Issues and Problems Regarding the Correction of Truth in Lending Errors" and "ARM Class Action Update." National Credit Card Institute, Executive Enterprises (D.C., 1990, 1991, 1993, 1994). Panelist: Purchase and Sale of Credit Card Portfolios; Tiered Pricing; Service Agreements; Secured Cards. Maryland Bankers Association, Annual Meeting (Annapolis, 1993). Speech: "Pitfalls for Home Equity Lenders." Financial Managers Society, D.C. Chapter (D.C. 1993). Speech: "Truth in Savings Implementation." OCC Outside Speakers Program, Office of the Comptroller of the Currency (D.C. 1991). Speech: "Purchase and Sale of Credit Card Portfolios." Real Estate Mortgage Law and Finance Seminar, Oklahoma City University School of Law, Division of Continuing Legal Education (February, 1992). Presentation: "Update on ARM Litigation." Quarterly Report. Conference on Consumer Finance Law (Winter, 1992). Article: "Adjustable Rate Mortgage Litigation--Potential Federal Causes of Action." Maryland Mortgage Lenders Law Seminar, Maryland Institute for the Continuing Professional Education of Lawyers (Baltimore and College Park, 1989, 1991). Panelist: New Maryland Statute on Mortgage Lending. Advising Financial Institutions Seminar, Maryland Institute for the Continuing Professional Education of Lawyers (Baltimore 1988, 1989, 1991, 1992, 1993, 1994). Panelist: Various consumer lending topics, including new federal home equity lending rules and RESPA. Comprehensive Consumer Credit Course, Infocast (New York, 1990). Speech: "Advertising Requirements of Regulation Z." WEB Eastern Regional Conference, WEB (D.C., 1990). Speech: "Legal Issues Regarding Participant Loans." New Home Equity Lending Regulations, Consumer Bankers Association (D.C. 1989). Panelist: Proposed Revisions to Regulation Z. Home Equity Loan Consumer Protection Act of 1988, Bank Administration Institute (D.C. 1989). Speech: "New Federal Laws and Regulations on Home Equity Lending." The Home Equity Lender Protection Course, FERC Report (D.C., 1989). Speech: "Revising Home Equity Programs." Home Equity Lending Conference Consumer Bankers Association (Atlanta, 1987). Panelist: Regulation Z and Home Equity Lending.