James Chareq Partner 202-327-9711 Office Location 1020 19th Street, NW 7th Floor Washington, DC 20036 202-223-6930 Fax: 202-223-6935 Download vCard Printable Version

Professional Experience	Hudson Cook, LLP, 2003 - present. Jim Chareq is a partner in the firm’s Washington DC office. He advises banks, licensed lenders, sales finance companies, auto dealers and other creditors concerning their compliance obligations under federal and state laws, including the: Children’s Online Privacy Protection Act (COPPA) Controlling the Assault on Non-Solicited Pornography and Marketing Act (CAN-SPAM Act) Credit Repair Organizations Act (CROA) Fair Credit Reporting Act (FCRA) Fair Debt Collection Practices Act (FDCPA) Federal Trade Commission Act (FTC Act) Electronic Funds Transfer Act (EFTA) Electronic Signatures in Global and National Commerce Act (E-Sign) Equal Credit Opportunity Act (ECOA) Gramm-Leach Bliley Act (GLBA) Health Insurance Portability and Accountability Act (HIPAA) Servicemembers Civil Relief Act (SCRA) Telemarketing and Consumer Fraud and Abuse Prevention Act (Telemarketing Act) Telephone Consumer Protection Act (TCPA) Truth in Lending Act (TILA) Uniform Electronic Transactions Act (UETA) USA Patriot Act In addition, his practice includes representing clients in regulatory enforcement actions and before federal and state appellate courts. Of Counsel, Lovells, Washington, DC, 2000-2003 Senior Associate Attorney, Ice Miller, Indianapolis, Indiana, 1998-2000 Associate Attorney, Lovells, Chicago, Illinois, 1996-1998 Associate Attorney, Stuart & Branigin, Lafayette, Indiana, 1993-1996
Education	Indiana University School of Law, J.D., magna cum laude; Note Development Editor, Indiana Law Review, 1993 George Mason University, B.A., 1986
Professional Memberships and Activities	Admitted Indiana State Bar Association (1993) Illinois State Bar Association (1996) American Bar Association (1993) United States Court of Appeals for the Second Circuit United States Court of Appeals for the Fifth Circuit United States Court of Appeals for the Seventh Circuit United States Court of Appeals for the Ninth Circuit United States Court of Appeals for the Eleventh Circuit Supreme Court Briefs CompuCredit Corp. v. Greenwood, 131 S.Ct. 2874 (2011) FIA Card Services, N.A. v. Gorman, 131 S.Ct. 71 (2010) First American Financial Corp. v. Edwards, 2011 U.S. LEXIS 8065 (2011) Radian Guaranty, Inc. v. Whitfield, 553 U.S. 1091, 128 S.Ct. 2901 (2008) Safeco Ins. v. Burr, 551 U.S. 47, 127 S.Ct. 2201 (2007) Telecheck Services, Inc. v. Beaudry, 130 S.Ct. 2379 (2010) Circuit Courts of Appeals Briefs Bateman v. American Multi-Cinema, Inc., 623 F.3d 708 (9th Cir. 2010) Gorman v. Wolpoff & Abramson, LLP, 584 F.3d 1147 (9th Cir. 2009) Picard v. Credit Solutions, Inc., 564 F.3d 1249 (11th Cir. 2009) Premium Mortg. Corp. v. Equifax, Inc., 583 F.3d 103 (2nd Cir. 2009) Taylor v. Acxiom Corp., 612 F.3d 325 (5th Cir. 2010) State Supreme Court Briefs Livingston v. Fast Cash USA, Inc., 753 N.E.2d 572 (2001) Lead Counsel Consumer Data Industry Assoc. v. Attorney General King, No. 1:10-cv-458-CG-WDS (D. N.M. 2010) Consumer Data Industry Assoc. v. Attorney General Milgram, No. 9-cv-1270-MLC (D. N.J. 2009) Consumer Data Industry Assoc. v. Attorney General Swanson, 2007 U.S. Dist. LEXIS 55571 (D. Minn. 2007)
Speeches and Publications	An Argument for Retaining the Uniform Commercial Code, 51 Consumer. Fin. L.Q. 315, 1997. Binding Arbitration Revisited: Greenwood v. CompuCredit, 6 Charleston Law Review 1 (2011). The Fair Credit Reporting Act and Its Online Impact, Nov. 12-13, 2001 American Conference Institute Seminar. Privacy and the Fair Credit Reporting Act and the Use of E-Sign and UETA As Compliance Tools, Nov. 3-5, 2001, Credit Union National Association Seminar.