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Professional Experience
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Hudson Cook, LLP, September 2005 to present.
Assist national and state banks, savings associations, credit unions, mortgage bankers and licensed lenders in the development and maintenance of consumer mortgage, automobile finance and other credit programs. Engage in consumer credit due diligence on behalf of investors of mortgage loan companies, mortgage loan servicers, and consumer finance companies.
Law Clerk, U.S. Department of Justice, Office of the General Counsel, Office of Justice Programs, Washington, D.C., June 2004 to May 2005. Conducted legal research, and drafted memoranda and briefs in the areas of administrative law, employment law, copyright law and privacy law.
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Speeches and Publications
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“Dodd-Frank Deeper Dive: Mortgage Lending Developments” Ninth Annual Housing and Auto Finance Workshop, Baltimore, MD, May 2012
“Dodd-Frank Deeper Dive: Mortgage Lending Developments” Eighth Annual Housing and Auto Finance Workshop, Baltimore, MD, May 2011
“Simplified Model Privacy Form: An Attempt to Avoid the Recycle Bin,” Privacy Data and Security Panel, American Bar Association Spring Meeting, April 2010
“Recent Privacy and Data Security Developments,” The Business Lawyer, Vol. 65, No. 2, February 2010, Co-Authored with Patricia E.M. Covington, Esquire
"Privacy and Data Security Developments Affecting Consumer Finance in 2008," The Business Lawyer, Vol. 64, No. 2, February 2009, Co-Authored with Patricia E.M. Covington, Esquire
"Consumer Credit: Preemptions and Regulations," The Maryland Bar Journal, Volume XLI, Number 6, November/December 2008, Co-Authored with Catherine M. Brennan, Esquire
"Marketing and Privacy," - A panel discussion of business generation and operations in a private society," Fifth Annual Housing and Auto Finance Workshop, Annapolis, MD, May 2008
"Recent Developments Affecting Privacy in 2007," The Business Lawyer, Vol. No. 63, Issue No. 2, February 2008
"Talent Amendments: Limitations on Military Lending," The Maryland Bar Journal, Vol. XXXX, Number 6, November/December 2007
"The Watters Case: U.S. Supreme Court Upholds Ability of National Bank Operating Subsidiaries to Preempt State Law," The Conference on Consumer Finance Law Quarterly Report, Vol. 61 No. 3, Fall 2007, Co-Authored with Fred Miller and Alvin Harrel
"Debt Cancellation Contracts," Conference on Consumer Finance Law, The Credit Law Institute, November 2007
"Preemption Litigation Update," Banking Law Committee Forum, American Bar Association Fall Meeting, November 2007
"Preemption - A discussion of federal preemption and its impact on the lending and personal property finance industry," Fourth Annual Housing and Auto Finance Workshop, Baltimore, MD, May 2007
"John Warner National Defense Authorization Act for Fiscal Year of 2007 - A discussion of military lending today," Fourth Annual Housing and Auto Finance Workshop, Baltimore, MD, May 2007
"The Talent Amendment - Overview and Status Report," Banking Law Committee Forum, American Bar Association Spring Meeting, March 2007
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