Hudson Cook, LLP, 1997 ? present. Practice includes assisting federal and state depository and non-depository lenders in the creation, documentation and regulation of multi-state consumer finance products, including mortgage, personal property, securities non-purpose credit, student loan and vehicle finance programs; providing advice on state regulation of all types of lenders, loan brokers and servicers, including licensing and substantive law requirements; providing due diligence services in acquisitions and other transactional matters, including advice related to license change of control, transfer and pledge issues; providing private equity funds, hedge funds and other investors with multi-state licensing advice related to the originators, brokers and servicers of all types of commercial credit facilities; and providing advice as to the creation, perfection and assignment of security interests in consumer collateral, and the perfection, assignment, and collection, of security interests in consumer collateral, including perfection and assignment issues unique to collateral subject to certificate of title laws in both consumer and commercial transactions.
Partner, Venable, Baetjer and Howard, Baltimore, Maryland, Banking Group, 1995-96. Practice included assisting financial services entities in the delivery of consumer products, including automobile and mortgage finance products; representing financial institutions and other corporate clients in transactional matters, including mergers, acquisitions and divestitures, leveraged buy-outs, asset acquisitions and sales; and commercial finance, including single and multi-lender credits, asset-based financings, acquisition and leveraged financings, letter of credit transactions and state-enhanced credits.
Semmes, Bowen & Semmes, Baltimore, Maryland, 1994-1995 Practice Group Coordinator, Corporate Practice Group; Partner, 1988-1995, Corporate and Banking Department, 1981-1988, Associate, Corporate and Banking Department.
Education
The Columbus School of Law of The Catholic University of America, J.D., 1981.
University of South Carolina, B.A., History, 1976.
Professional Memberships and Activities
Member, Maryland State Bar 1981.
Member, American Bar Association, Banking Law Committee, Commercial Financial Services Committee, Consumer Financial Services Committee, and Opinion Committee; Member, Maryland State Bar Association.
Liaison to the Committee on Consumer Financial Services of the Banking Law Committee of the American Bar Association, 2005-present.
Chair, Subcommittee on Retail Banking and Consumer Law of the Banking Law Committee of the American Bar Association, 2002-05.
Vice-Chair, Subcommittee on Retail Banking and Consumer Law of the Banking Law Committee of the American Bar Association, 2001-02.
Member, Section Council, Business Law Section, Maryland State Bar Association, 1990-93.
Chair, Usury Subcommittee of the Maryland State Bar Association and Baltimore City Law Association Special Joint Committee on Lawyers? Opinions in Commercial Transactions, 1987-90.
Instructor, Maryland Institute of Continuing Professional Education of Lawyers Courses on the Fundamentals of Corporate Practice and Business Documentation Drafting Series, 1988, 1989, 1990, 1992, 1997.
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